Daily Archives: November 20, 2025

White Paper: A Potential Framework For A Peace Deal In Sudan

1. Executive Summary Sudan’s war between the Sudanese Armed Forces (SAF) and the Rapid Support Forces (RSF) has become one of the world’s worst humanitarian catastrophes: more than 11–13 million people displaced and over 30 million in need of aid, … Continue reading

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Designing World-Class Commission Systems for Insurance Brokerage Companies: A White Paper

Executive Summary A world-class commission system is the financial engine of an insurance brokerage. It drives sales performance, aligns incentives, sustains operational excellence, and ensures long-term growth. Yet most commission systems evolve haphazardly—layered with legacy rules, ad-hoc exceptions, and opaque … Continue reading

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White Paper: Integrating Commission Issues Into Carrier–Broker Negotiations and Best Practices for Commission Statement Design and Delivery

Executive Summary Commission arrangements between carriers and brokerage companies are foundational to the economics and sustainability of the insurance distribution ecosystem. Yet, in practice, commission terms are often negotiated in isolation from broader business strategy, or buried within dense carrier … Continue reading

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White Paper: Situations in Life Where Gambler’s Ruin Threatens Success—and Why

Executive Summary Gambler’s ruin is a concept from probability theory describing how a participant in a series of risky, repeated events can be inevitably bankrupted—even when the odds of each individual event seem favorable—if losses cannot be absorbed and the … Continue reading

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